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    <title>xpert.page - Hodor's Blog - Latest Articles</title>
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    <link>https://xpert.page</link>
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      <title>xpert.page - Hodor's Blog - Latest Articles</title>
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    <item>
      <title><![CDATA[One Xahau]]></title>
      <link>https://xpert.page/hodor/blog/one-xahau</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/one-xahau</guid>
      <pubDate>Wed, 03 Jun 2026 17:53:23 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/1j_srUZ84Fzh3gAQrkg3P.jpeg" medium="image" />
      <description><![CDATA[If successful, One Xahau won't just be one of Xahau's first DeFi platforms - it may become the reference point for the next generation of Xahau applications.]]></description>
      <content:encoded><![CDATA[
        If successful, One Xahau won't just be one of Xahau's first DeFi platforms - it may become the reference point for the next generation of Xahau applications.
        <p><a href="https://xpert.page/hodor/blog/one-xahau">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Xahau: Not Just A Sidechain]]></title>
      <link>https://xpert.page/hodor/blog/xahau-not-just-a-sidechain</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xahau-not-just-a-sidechain</guid>
      <pubDate>Wed, 20 May 2026 10:24:25 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/KTdRxSVPHf5KUrWsapqyr.jpeg" medium="image" />
      <description><![CDATA[Xahau started as a vision of what the XRP Ledger could be with smart contracts. It has since become something more: a full Layer 1 blockchain with its own growing ecosystem (200,000+ accounts, millions of transactions), its own enterprise integrations, and its own roadmap.]]></description>
      <content:encoded><![CDATA[
        Xahau started as a vision of what the XRP Ledger could be with smart contracts. It has since become something more: a full Layer 1 blockchain with its own growing ecosystem (200,000+ accounts, millions of transactions), its own enterprise integrations, and its own roadmap.
        <p><a href="https://xpert.page/hodor/blog/xahau-not-just-a-sidechain">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[New Version Of Clarity Act: Grok (And Me) Review]]></title>
      <link>https://xpert.page/hodor/blog/new-version-of-clarity-act-grok-and-me-review</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/new-version-of-clarity-act-grok-and-me-review</guid>
      <pubDate>Wed, 13 May 2026 15:28:33 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Cyrptocurrency]]></category>
      <media:content url="https://img.xpert.page/hodor/bueIhOMCiMV9qio5xbqUo.jpeg" medium="image" />
      <description><![CDATA[... a final bill could reach the President by late 2026, though delays are common with complex financial legislation. Optimists point to bipartisan momentum; pessimists note that stablecoin provisions and banking industry influence remain friction points.]]></description>
      <content:encoded><![CDATA[
        ... a final bill could reach the President by late 2026, though delays are common with complex financial legislation. Optimists point to bipartisan momentum; pessimists note that stablecoin provisions and banking industry influence remain friction points.
        <p><a href="https://xpert.page/hodor/blog/new-version-of-clarity-act-grok-and-me-review">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Stablecoins Will Destroy Trad-Fi]]></title>
      <link>https://xpert.page/hodor/blog/stablecoins-will-destroy-trad-fi</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/stablecoins-will-destroy-trad-fi</guid>
      <pubDate>Mon, 11 May 2026 21:55:14 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Cyrptocurrency]]></category>
      <media:content url="https://img.xpert.page/hodor/7AZxxI_Xkd35EK4WjDSjr.jpeg" medium="image" />
      <description><![CDATA[Kodak didn't lose to a better film company. Blockbuster didn't lose to a better video store. They lost to technologies that made the old model unnecessary.]]></description>
      <content:encoded><![CDATA[
        Kodak didn't lose to a better film company. Blockbuster didn't lose to a better video store. They lost to technologies that made the old model unnecessary.
        <p><a href="https://xpert.page/hodor/blog/stablecoins-will-destroy-trad-fi">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Xahau Settlement: TerraPay, COOP Bank, & Quantoz]]></title>
      <link>https://xpert.page/hodor/blog/xahau-settlement-terrapay-coop-bank-and-quantoz</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xahau-settlement-terrapay-coop-bank-and-quantoz</guid>
      <pubDate>Thu, 07 May 2026 18:31:30 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/aSloAjxWQWAygAgMGYzX6.jpeg" medium="image" />
      <description><![CDATA[For the Xahau community - developers, speculators, and crypto fans - this is the kind of real-world traction the ecosystem has been building toward. Interested parties will be watching closely to see how far this model can scale.]]></description>
      <content:encoded><![CDATA[
        For the Xahau community - developers, speculators, and crypto fans - this is the kind of real-world traction the ecosystem has been building toward. Interested parties will be watching closely to see how far this model can scale.
        <p><a href="https://xpert.page/hodor/blog/xahau-settlement-terrapay-coop-bank-and-quantoz">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[What Is The "Finternet"?]]></title>
      <link>https://xpert.page/hodor/blog/what-is-the-finternet</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/what-is-the-finternet</guid>
      <pubDate>Sun, 03 May 2026 12:59:03 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Cyrptocurrency]]></category>
      <media:content url="https://img.xpert.page/hodor/WB9wWNlaQfAVM8eL3zzWK.jpeg" medium="image" />
      <description><![CDATA[It's not enough for crypto to offer novel proofs-of-concept.

Consumers demand the same level of service and protection for their interests that traditional finance currently provides.]]></description>
      <content:encoded><![CDATA[
        It's not enough for crypto to offer novel proofs-of-concept.

Consumers demand the same level of service and protection for their interests that traditional finance currently provides.
        <p><a href="https://xpert.page/hodor/blog/what-is-the-finternet">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Evernode (EVR) Tokenomics]]></title>
      <link>https://xpert.page/hodor/blog/evernode-evr-tokenomics</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/evernode-evr-tokenomics</guid>
      <pubDate>Wed, 15 Apr 2026 23:56:14 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Evernode]]></category>
      <media:content url="https://img.xpert.page/hodor/bpANMXjgR5Om8ggfM1n4-.jpeg" medium="image" />
      <description><![CDATA[A plain-language guide to how Evers are distributed, why scarcity is built in, and what it means for Evernode’s future.]]></description>
      <content:encoded><![CDATA[
        A plain-language guide to how Evers are distributed, why scarcity is built in, and what it means for Evernode’s future.
        <p><a href="https://xpert.page/hodor/blog/evernode-evr-tokenomics">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[New Features: Xahau Roadmap]]></title>
      <link>https://xpert.page/hodor/blog/new-features-xahau-roadmap</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/new-features-xahau-roadmap</guid>
      <pubDate>Wed, 22 Apr 2026 01:20:15 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/8GGW6s_ELxE8sJOS85mxc.jpeg" medium="image" />
      <description><![CDATA[... the network's own description describes protocol changes as "few and deliberate." These eight additions are precisely that: scoped, purposeful, and pointed toward real-world use.]]></description>
      <content:encoded><![CDATA[
        ... the network's own description describes protocol changes as "few and deliberate." These eight additions are precisely that: scoped, purposeful, and pointed toward real-world use.
        <p><a href="https://xpert.page/hodor/blog/new-features-xahau-roadmap">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Xahau (XAH) Tokenomics]]></title>
      <link>https://xpert.page/hodor/blog/xahau-xah-tokenomics</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xahau-xah-tokenomics</guid>
      <pubDate>Fri, 17 Apr 2026 19:31:12 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/m8Fkjny_lr4g-NCXKyo5j.jpeg" medium="image" />
      <description><![CDATA[XAH is designed around a simple premise: every wallet on the network can earn new native tokens by claiming a reward each month, but validators who actively secure and govern the network earn an additional reward.]]></description>
      <content:encoded><![CDATA[
        XAH is designed around a simple premise: every wallet on the network can earn new native tokens by claiming a reward each month, but validators who actively secure and govern the network earn an additional reward.
        <p><a href="https://xpert.page/hodor/blog/xahau-xah-tokenomics">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[XRPL & Xahau: Social Credit]]></title>
      <link>https://xpert.page/hodor/blog/interpersonal-credit-on-the-xrp-ledger-and-xahau</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/interpersonal-credit-on-the-xrp-ledger-and-xahau</guid>
      <pubDate>Wed, 01 Apr 2026 00:02:41 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[XRP and XAH]]></category>
      <media:content url="https://img.xpert.page/hodor/JeLOewH_P0KK1tDyE0mui.jpeg" medium="image" />
      <description><![CDATA[A short history of IOUs, trust networks, and their connection to the XRP Ledger & Xahau.]]></description>
      <content:encoded><![CDATA[
        A short history of IOUs, trust networks, and their connection to the XRP Ledger & Xahau.
        <p><a href="https://xpert.page/hodor/blog/interpersonal-credit-on-the-xrp-ledger-and-xahau">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Grok Scores Charles An A-]]></title>
      <link>https://xpert.page/hodor/blog/grok-scores-charles-an-a</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/grok-scores-charles-an-a</guid>
      <pubDate>Thu, 05 Mar 2026 21:21:48 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Cyrptocurrency]]></category>
      <media:content url="https://img.xpert.page/hodor/g3UUX8TJQ2uqEzBmgOlqJ.jpeg" medium="image" />
      <description><![CDATA[If this bill had been in place in 2020, the outcome for XRP holders may have been quick, brutal, and final.]]></description>
      <content:encoded><![CDATA[
        If this bill had been in place in 2020, the outcome for XRP holders may have been quick, brutal, and final.
        <p><a href="https://xpert.page/hodor/blog/grok-scores-charles-an-a">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[XRP: Yield]]></title>
      <link>https://xpert.page/hodor/blog/xrp-yield</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xrp-yield</guid>
      <pubDate>Tue, 03 Mar 2026 15:41:50 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[XRP]]></category>
      <media:content url="https://img.xpert.page/hodor/-goOsKtamVZvSUO38c74s.jpeg" medium="image" />
      <description><![CDATA[The XRP ecosystem is maturing, and products like Flare XRPFi Yield represent a meaningful expansion of what XRP holders can actually do with their assets - beyond simply "hodling."]]></description>
      <content:encoded><![CDATA[
        The XRP ecosystem is maturing, and products like Flare XRPFi Yield represent a meaningful expansion of what XRP holders can actually do with their assets - beyond simply "hodling."
        <p><a href="https://xpert.page/hodor/blog/xrp-yield">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Protect Your Assets]]></title>
      <link>https://xpert.page/hodor/blog/protect-your-assets</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/protect-your-assets</guid>
      <pubDate>Fri, 27 Feb 2026 18:07:08 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[XRP and XAH]]></category>
      <media:content url="https://img.xpert.page/hodor/afHkAbckkCWSXEJJq-xtX.jpeg" medium="image" />
      <description><![CDATA[If you're holding a material amount of XRP or XAH - an amount that would matter to your life - then security education isn't optional; It's part of the responsibility that comes with self-custody.]]></description>
      <content:encoded><![CDATA[
        If you're holding a material amount of XRP or XAH - an amount that would matter to your life - then security education isn't optional; It's part of the responsibility that comes with self-custody.
        <p><a href="https://xpert.page/hodor/blog/protect-your-assets">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[xMerch: Building Commerce On Xahau And Evernode]]></title>
      <link>https://xpert.page/hodor/blog/xmerch-building-commerce-on-xahau-and-evernode</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xmerch-building-commerce-on-xahau-and-evernode</guid>
      <pubDate>Sat, 07 Feb 2026 16:31:28 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau and Evernode]]></category>
      <media:content url="https://img.xpert.page/hodor/K2bI6BINynlOdrs4Z9xFE.jpeg" medium="image" />
      <description><![CDATA["From day one, our core philosophy has been simple: give builders and businesses the tools to spin up on-chain commerce on XRPL/Xahau with as little friction as possible."]]></description>
      <content:encoded><![CDATA[
        "From day one, our core philosophy has been simple: give builders and businesses the tools to spin up on-chain commerce on XRPL/Xahau with as little friction as possible."
        <p><a href="https://xpert.page/hodor/blog/xmerch-building-commerce-on-xahau-and-evernode">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Evergram]]></title>
      <link>https://xpert.page/hodor/blog/evergram</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/evergram</guid>
      <pubDate>Mon, 12 Jan 2026 20:16:45 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau and Evernode]]></category>
      <media:content url="https://img.xpert.page/hodor/TiaLtQTCb1c6LZvqvwbRL.jpeg" medium="image" />
      <description><![CDATA["(The) device is a part of trust.  (The) wallet is part of trust. (The) blockchain is part of trust. (The) websocket server acting as a gateway is part of trust.  Hotpocket is part of trust."]]></description>
      <content:encoded><![CDATA[
        "(The) device is a part of trust.  (The) wallet is part of trust. (The) blockchain is part of trust. (The) websocket server acting as a gateway is part of trust.  Hotpocket is part of trust."
        <p><a href="https://xpert.page/hodor/blog/evergram">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Xahau: Perfect Fit For Loyalty]]></title>
      <link>https://xpert.page/hodor/blog/xahau-perfect-fit-for-loyalty</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xahau-perfect-fit-for-loyalty</guid>
      <pubDate>Wed, 17 Dec 2025 17:13:30 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[XRP and XAH]]></category>
      <media:content url="https://img.xpert.page/hodor/nGy0qBZQjK7hWDfqdvND2.jpeg" medium="image" />
      <description><![CDATA[For developers and businesses looking to modernize loyalty points without sacrificing control or efficiency, Xahau represents a natural and powerful fit.]]></description>
      <content:encoded><![CDATA[
        For developers and businesses looking to modernize loyalty points without sacrificing control or efficiency, Xahau represents a natural and powerful fit.
        <p><a href="https://xpert.page/hodor/blog/xahau-perfect-fit-for-loyalty">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Xahau: By The Numbers]]></title>
      <link>https://xpert.page/hodor/blog/xahau-by-the-numbers</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xahau-by-the-numbers</guid>
      <pubDate>Sun, 21 Dec 2025 11:56:44 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/_S3kx2EuLvc90YG9572I2.jpeg" medium="image" />
      <description><![CDATA[Xahau’s second calendar year shows a network that is utilized and highly programmable. 

Transaction volumes are substantial, hook execution is pervasive, and Evernode-related activity clearly anchors much of the ecosystem.]]></description>
      <content:encoded><![CDATA[
        Xahau’s second calendar year shows a network that is utilized and highly programmable. 

Transaction volumes are substantial, hook execution is pervasive, and Evernode-related activity clearly anchors much of the ecosystem.
        <p><a href="https://xpert.page/hodor/blog/xahau-by-the-numbers">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Xahau: CRON]]></title>
      <link>https://xpert.page/hodor/blog/xahau-cron</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xahau-cron</guid>
      <pubDate>Sun, 07 Dec 2025 16:05:22 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/_sgB8pmzZar6P3DpPZjX9.jpeg" medium="image" />
      <description><![CDATA[By enabling scheduled actions without external dependencies, Xahau lowers complexity, improves trust, and opens the door to new classes of decentralized business applications.]]></description>
      <content:encoded><![CDATA[
        By enabling scheduled actions without external dependencies, Xahau lowers complexity, improves trust, and opens the door to new classes of decentralized business applications.
        <p><a href="https://xpert.page/hodor/blog/xahau-cron">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[XAH Vouchers]]></title>
      <link>https://xpert.page/hodor/blog/xah-vouchers</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/xah-vouchers</guid>
      <pubDate>Sun, 30 Nov 2025 17:29:33 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/jU1hPTFoEReP5xGkZtWu1.jpeg" medium="image" />
      <description><![CDATA[The Voucher system is great for sharing XAH with 'anybody', and in the case of specific people, the sender must be aware that anybody that sees the link will be able to claim the XAH.]]></description>
      <content:encoded><![CDATA[
        The Voucher system is great for sharing XAH with 'anybody', and in the case of specific people, the sender must be aware that anybody that sees the link will be able to claim the XAH.
        <p><a href="https://xpert.page/hodor/blog/xah-vouchers">Read more...</a></p>
      ]]></content:encoded>
    </item>

    <item>
      <title><![CDATA[Hook Store: Update]]></title>
      <link>https://xpert.page/hodor/blog/hook-store-update</link>
      <guid isPermaLink="true">https://xpert.page/hodor/blog/hook-store-update</guid>
      <pubDate>Mon, 17 Nov 2025 22:01:44 GMT</pubDate>
      <dc:creator><![CDATA[Hodor]]></dc:creator>
      <category><![CDATA[Xahau Network]]></category>
      <media:content url="https://img.xpert.page/hodor/E98C5sv0JmOo9DXSa5TIj.jpeg" medium="image" />
      <description><![CDATA["... smart contract installation as easy as installing an app on your phone."]]></description>
      <content:encoded><![CDATA[
        "... smart contract installation as easy as installing an app on your phone."
        <p><a href="https://xpert.page/hodor/blog/hook-store-update">Read more...</a></p>
      ]]></content:encoded>
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